Walden Insurance Services, LLC.
Health Insurance Brokerage Services Specializing In Medicare Plans.
Medicare 101
What is Medicare and who is eligible...
Medicare is a U.S. federal government health insurance program that subsidizes healthcare services. The plan covers people over age 65, younger people who meet specific eligibility criteria, and individuals with certain diseases. Medicare is divided into different plans that cover a variety of healthcare situations—some of which come at a cost to the insured person. While this allows the program to offer consumers more choice in terms of costs and coverage, it also introduces complexity for those seeking to sign up.
Eligibility depends on certain criteria. Anyone who has lived in the U.S. for at least five years and is 65 or older qualifies for Medicare coverage. Enrollment in both Parts A and B is automatic for anyone who receives Social Security benefits. Part D coverage is optional and enrollment must be done by the patient.
" IMPOSSIBLE only means you haven't found the solution yet"
-Anonymous
Medicare
Medicare is a Federal Program that offers Health Insurance to American Citizens and other eligible individuals. The program is often referred to as Original Medicare. It has two parts -- Part A and Part B.
Part A covers inpatient hospital and skilled nursing care.
Part B covers doctor visits, outpatient care, and some drugs only covered by Part B.
You can add a stand alone Part D plan (prescription drug plan), a Medicare supplement plan or combine to Original Medicare (Part A and B).
Which Plan Is Right For Me?
By working with a broker I can help you shop for plans and find the best fit for you and your budget. I offer most insurance carriers so I can give you a Non-Biased opinion. My service to you is absolutely FREE!
How Can I Enroll?
Your initial enrollment period, commonly referred to as your IEP, is 7 months long. It begins 3 months before your 65th birthday, the month of your 65th birthday, and continues for three months after.
Am I Eligible?
Medicare is a Federal Program that offers Health Insurance to American citizens. Legal residents must live in the U.S. for at least 5 years in a row, including the 5 years before applying for Medicare.
Walden Insurance Services
About Charlene.
Charlene Walden, Owner of Walden Insurance Services LLC, has been in the industry for over 15 years, with the past 7 years specializing in assisting Independent Insurance Agents grow their careers. Whether it's finding the right plan for a client or helping an Agent navigate the Medicare world, Charlene can get it done.
Charlene knows every detail of insurance, she is a wealth of information. She is excellent at teaching and training her staff as well. I could not ask for a better mentor and leader.
Cynthia n.
Charlene is a very knowledgeable person when it comes to health care and all other aspects of insurance. She will find the best coverage and price to suit an individual's needs. She is quick to take care of question and any problems that may arise. I highly recommend her to anyone seeking her services.
Alan n.